Summary
Date Posted: Tuesday, October 15 2024, Base Salary: Not Disclosed

JOB DETAILS:
We are seeking dynamic and ambitious graduate trainees to join our Retail and SME Banking divisions. This program is designed to offer recent graduates hands-on experience and training in the fields of retail and SME banking

Location: Chinsali, Lundazi, Mungwi, Kasama, Mansa, Solwezi, Livingstone, Mongu, Kaoma, Nyimba, Chipata, Zimba,
Choma, Kafue, Ndola, Kitwe, Chingola, Chililabombwe, Kasama, Serenje, Kabwe, Lusaka. Candidates residing in these geographical areas are encouraged to apply

Key Responsibilities
• Screening of loan applications within their risk acceptance criteria.
• Prepare reports
• Prepare monthly performance reports on loans disbursed.
• Reconcile the loans opened against the agro dealer disbursement on a daily basis.
• Prepare reports on loan performance
• Provide financial literacy training
• Monitoring of the projects.
• Following up on non-performing loans.
• Seeking approval of the list of successful loan applications from the Local Authority,
• Providing basic business management and financial literacy training to the successful beneficiaries.
• Disbursing loan proceeds to approved beneficiaries in line with agreed business cashflow forecast.
• Sales and Business Development
• Support the retail and SME teams in identifying new business opportunities and promoting the bank’s products
and services to potential clients.
• Assist in preparing sales presentations and pitches for retail and SME clients.
• Analyze financial data to assist in decision-making processes.
• Prepare periodic reports on customer feedback, business development activities, and market trends.
• Achieve account opening and alternative channel distribution targets.

Qualifications and Experience
• Grade 12 Credit or above, mandatory in Mathematics and English and any other three subjects.
• Degree in Business or a relevant field or professional qualification from a recognized university.
• Must be 28 years and below.
• Relevant banking qualifications will be an added advantage.

Job Experience: No Requirements

Work Hours: 8

Experience in Months:

Level of Education: Bachelor Degree

Job application procedure
• Applications should be submitted electronically, with the position being applied for clearly indicated in the subject line, via this link
https://shorturl.at/kirqY. 
• Please include scanned copies of your Curriculum Vitae, Certifications, and any other supporting documents.
• Kindly note that physical applications will NOT be accepted.
• For more information on job postings, visit www.izb.co.zm.
• Closing date for all applications is 18th October 2024.

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