Summary
Date Posted: Monday, January 13 2025, Base Salary: Not Disclosed

JOB DETAILS:
Overview
We are recruiting!
Our client in Kitwe, is looking for a Head of Risk & Credit to join their team for a job vacancy within the microfinance industry.

Job Requirements:
• Innovation
• Self-development
• Flexible thinking
• Teamwork
• Building and maintaining relationships.
• Being client focused.
• Credit or risk certifications
• Leadership qualifications
• Mentorship abilities
Will be fully or mostly responsible for the following tasks:
Data collection
• LMS reports
• Collections vs Sales report
• Exchange rate
• Legal updates
• FD reports
• Shared Interest Report
• Additional insights data
Credit Report
• Decant, write, review and present report
• IFRS 9
• Prudential Report
• Board Pack
• CRB
Legal proceedings
• Legal file
• Bank Statements and loan activation
• Risk Register
Compliance Report Data analysis
• Obligor list
• Ratifications
Managing direct reports
• Leading department operations and activities
• Developing strategic plans aligned with organisational goals
• Hiring, managing and mentoring team members
• Facilitating communication and collaboration across teams
• Review collateral of title deeds and white books where applicable
• Circulate invoices, orders and appraisals with HOD
• Circulate appraisals with CCC/MCC
• Restructure facility using restructure letters

Technical Requirements:
Qualifications and Affiliations:
• Bachelor’s degree in business or related Field.
Understanding Risk Level:
• Monitors and analyses operational risks, identifying emerging risks and providing mitigation recommendations.
• Contributes to establishing risk governance frameworks aligned with organisational objectives.
• Identifies process improvement opportunities through risk analysis.
• Assists in assessing risks related to vendor relationships and outsourcing.
• Participates in developing the organisation’s risk strategy and fostering a strong risk culture
Operational Process Flow level:
• Analyses operational processes using Lean/Six Sigma to eliminate waste and improve efficiency.
• Explores automation to enhance productivity and accuracy in processes.
• Seeks stakeholder feedback for continuous process improvement.
• Facilitates process changes with effective communication and training.
• Leads operational process design aligned with strategic objectives and risk management.
Regulatory Framework level:
• Interprets complex regulatory requirements, translating them into actionable strategies.
• Assists in developing and implementing comprehensive compliance programs.
• Acts as a point of contact for regulatory agencies, facilitating communication and responses.
• Conducts risk assessments to identify compliance gaps and develop mitigation strategies.
• Provides leadership in ensuring organisation-wide compliance and fostering a compliance culture.

Job Experience: No Requirements

Work Hours: 8

Experience in Months:

Level of Education: Bachelor Degree

Job application procedure

Interested candidates, please click here to apply

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